/* ============================================================
   Wealth IQ — Application survey (prototype) — WIQ dark+gold system
   ============================================================ */
:root{
  --gold:#FFB703; --gold-soft:#FFC53D; --gold-3:#FD9E02;
  --orange-deep:#FB8500;
  --gold-grad:linear-gradient(135deg,#FFC93C 0%,#FFB703 45%,#FB8500 100%);
  --gold-glow:rgba(251,133,0,.55); --gold-tint:rgba(255,183,3,.22); --gold-tint-2:rgba(255,183,3,.10);
  --ink-0:#0E0E10; --ink:#181818; --ink-2:#202022; --ink-3:#2A2A2D;
  --white:#fff; --cream:#FBFAF7; --ink-text:#1A1814;
  --grey:#5B5B5B; --grey-200:#CCCCCC; --grey-300:#A7A7AD;
  --line:#eceae5; --line-dark:rgba(255,255,255,.08);
  --shadow-sm:0 1px 3px rgba(16,16,18,.06),0 1px 2px rgba(16,16,18,.04);
  --shadow-md:0 12px 32px rgba(16,16,18,.10),0 4px 10px rgba(16,16,18,.05);
  --shadow-lg:0 30px 70px rgba(16,16,18,.16),0 10px 24px rgba(16,16,18,.08);
  --font:'Poppins',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  --ease:cubic-bezier(.22,.61,.36,1);
  --rail:380px;
}
*{box-sizing:border-box;}
html,body{margin:0;height:100%;}
body{
  font-family:var(--font); color:var(--ink-text); background:var(--cream);
  -webkit-font-smoothing:antialiased; line-height:1.5;
}
button{font-family:inherit;cursor:pointer;}
a{color:var(--orange-deep);}
::selection{background:var(--gold);color:#1a1200;}

/* ===== App shell: brand rail (left) + form stage (right) ===== */
.app{display:grid;grid-template-columns:var(--rail) 1fr;min-height:100vh;}

/* ---- Brand rail ---- */
.rail{
  position:relative; color:#fff; padding:36px 34px; overflow:hidden;
  background:
    radial-gradient(120% 80% at 20% 0%, rgba(255,183,3,.14) 0%, rgba(255,183,3,0) 45%),
    linear-gradient(180deg, var(--ink) 0%, var(--ink-0) 100%);
  display:flex; flex-direction:column;
}
.rail__top{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-bottom:40px;}
.rail__logo{height:64px;width:auto;display:block;}

/* ---- language toggle (EN | FR) — sits on dark surfaces ---- */
.langtoggle{display:inline-flex;background:rgba(255,255,255,.06);border:1px solid var(--line-dark);border-radius:99px;padding:3px;gap:2px;flex:0 0 auto;}
.langtoggle .lang-opt{border:0;background:transparent;color:var(--grey-300);font-family:inherit;font-weight:700;font-size:12.5px;letter-spacing:.04em;padding:7px 13px;border-radius:99px;min-height:34px;transition:background .2s var(--ease),color .2s var(--ease);}
.langtoggle .lang-opt.on{background:var(--gold-grad);color:#1a1200;box-shadow:0 4px 12px rgba(251,133,0,.3);}
.langtoggle .lang-opt:not(.on):hover{color:#fff;}
.rail__head{font-size:24px;font-weight:800;line-height:1.25;letter-spacing:-.01em;margin:0 0 10px;}
.rail__head .g{color:var(--gold);}
.rail__sub{font-size:14.5px;line-height:1.6;color:var(--grey-200);margin:0 0 30px;max-width:30ch;}

/* phases list */
.phases{list-style:none;margin:0 0 auto;padding:0;display:flex;flex-direction:column;gap:4px;}
.phase{display:flex;align-items:center;gap:14px;padding:11px 12px;border-radius:12px;transition:background .3s var(--ease);}
.phase.active{background:rgba(255,255,255,.05);}
.phase__dot{flex:0 0 auto;width:30px;height:30px;border-radius:50%;display:grid;place-items:center;
  font-size:13px;font-weight:700;color:var(--grey-300);background:var(--ink-3);border:1px solid var(--line-dark);transition:all .3s var(--ease);}
.phase.active .phase__dot{background:var(--gold-grad);color:#1a1200;border-color:transparent;box-shadow:0 6px 16px rgba(251,133,0,.35);}
.phase.done .phase__dot{background:rgba(255,183,3,.16);color:var(--gold);border-color:rgba(255,183,3,.4);}
.phase__label{font-size:14.5px;font-weight:600;color:var(--grey-300);}
.phase.active .phase__label,.phase.done .phase__label{color:#fff;}

.rail__foot{display:flex;align-items:center;gap:9px;font-size:12.5px;color:var(--grey-300);margin-top:26px;}
.rail__foot i{color:var(--gold);}

/* ---- Form stage ---- */
.stage{position:relative;display:flex;flex-direction:column;min-height:100vh;}
.topbar{display:none;} /* mobile only */

/* progress bar (top of stage) */
.progress{height:4px;background:var(--line);position:relative;flex:0 0 auto;}
.progress__fill{height:100%;width:0;background:var(--gold-grad);transition:width .5s var(--ease);}

.stage__scroll{flex:1 1 auto;display:flex;align-items:flex-start;justify-content:center;padding:56px 32px 120px;}
.screen{width:100%;max-width:600px;animation:rise .45s var(--ease) both;}
@keyframes rise{from{opacity:0;transform:translateY(16px);}to{opacity:1;transform:none;}}

.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:700;letter-spacing:.16em;
  text-transform:uppercase;color:var(--gold-3);margin:0 0 14px;}
.eyebrow::before{content:"";width:24px;height:2px;background:var(--gold);border-radius:2px;}
.q-title{font-size:clamp(26px,3vw,36px);font-weight:800;line-height:1.16;letter-spacing:-.02em;margin:0 0 10px;color:var(--ink-text);}
.q-sub{font-size:16px;line-height:1.6;color:var(--grey);margin:0 0 30px;max-width:46ch;}
.q-note{font-size:13.5px;line-height:1.55;color:var(--grey);background:var(--gold-tint-2);border:1px solid rgba(255,183,3,.3);
  border-radius:12px;padding:12px 14px;margin:18px 0 0;}

/* ===== Choice cards (big tap targets) ===== */
.choices{display:grid;gap:14px;}
.choices--grid{grid-template-columns:repeat(2,1fr);}
.choice{
  display:flex;align-items:center;gap:16px;text-align:left;width:100%;
  background:#fff;border:1.5px solid var(--line);border-radius:16px;padding:18px 20px;
  box-shadow:var(--shadow-sm);transition:transform .2s var(--ease),border-color .2s var(--ease),box-shadow .2s var(--ease);
}
.choice:hover{transform:translateY(-2px);border-color:rgba(251,133,0,.4);box-shadow:var(--shadow-md);}
.choice.sel{border-color:var(--gold);box-shadow:0 0 0 2px var(--gold),var(--shadow-md);background:linear-gradient(180deg,var(--gold-tint-2),#fff 70%);}
.choice__ic{flex:0 0 auto;width:46px;height:46px;border-radius:12px;display:grid;place-items:center;font-size:19px;
  color:var(--orange-deep);background:var(--gold-tint);}
.choice.sel .choice__ic{background:var(--gold-grad);color:#1a1200;}
.choice__main{flex:1 1 auto;}
.choice__title{font-size:16.5px;font-weight:700;color:var(--ink-text);}
.choice__meta{font-size:13.5px;color:var(--grey);margin-top:2px;}
.choice__check{flex:0 0 auto;width:24px;height:24px;border-radius:50%;border:2px solid var(--line);display:grid;place-items:center;color:#fff;font-size:11px;transition:all .2s var(--ease);}
.choice.sel .choice__check{background:var(--gold-grad);border-color:transparent;}

/* cashback tier cards */
.tier__amt{display:block;font-size:24px;font-weight:800;letter-spacing:-.02em;color:var(--ink-text);line-height:1;}
.tier__name{display:block;font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-3);margin-top:5px;}

/* ===== Fields ===== */
.fields{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
.field{display:flex;flex-direction:column;gap:7px;grid-column:1/-1;}
.field.half{grid-column:span 1;}
.field label{font-size:13.5px;font-weight:600;color:var(--ink-text);}
.field label .opt{color:#6E6E73;font-weight:500;}
.field input,.field select{
  font-family:inherit;font-size:16px;color:var(--ink-text);background:#fff;
  border:1.5px solid var(--line);border-radius:12px;padding:14px 15px;width:100%;
  transition:border-color .2s var(--ease),box-shadow .2s var(--ease);
}
.field input::placeholder{color:#8c897f;}
.field input:focus,.field select:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px var(--gold-tint);}
.field .money-wrap{position:relative;}
.field .money-wrap::before{content:"$";position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--grey);font-weight:600;}
.field .money-wrap input{padding-left:26px;}

/* segmented / yes-no inline */
.segmented{display:grid;grid-template-columns:1fr 1fr;gap:12px;}
.seg{padding:15px;border:1.5px solid var(--line);border-radius:12px;background:#fff;font-size:16px;font-weight:600;color:var(--ink-text);transition:all .2s var(--ease);}
.seg:hover{border-color:rgba(251,133,0,.4);}
.seg.sel{border-color:var(--gold);background:linear-gradient(180deg,var(--gold-tint-2),#fff);box-shadow:0 0 0 2px var(--gold);}

.more-toggle{margin-top:6px;background:none;border:0;color:var(--orange-deep);font-weight:600;font-size:14.5px;padding:6px 0;}
.more-fields{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:16px;padding-top:18px;border-top:1px dashed var(--line);}
.more-fields[hidden]{display:none;}
/* toggle + revealed block must span the full 2-col grid, not sit in one cell */
.fields > .more-toggle,.fields > .more-fields{grid-column:1/-1;}

/* ===== Consent screen ===== */
.consent{display:flex;flex-direction:column;gap:14px;margin:6px 0 4px;}
.consent label{display:flex;gap:12px;align-items:flex-start;min-height:44px;font-size:14px;line-height:1.5;color:var(--ink-text);cursor:pointer;}
.consent input{margin-top:2px;width:24px;height:24px;accent-color:var(--orange-deep);flex:0 0 auto;}
.ibv{margin-top:22px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;box-shadow:var(--shadow-sm);}
.ibv__title{font-size:15px;font-weight:800;color:var(--ink-text);margin:0 0 12px;display:flex;align-items:center;gap:10px;}
.ibv__title .b{margin-left:auto;font-size:11px;font-weight:700;letter-spacing:.1em;color:var(--orange-deep);background:var(--gold-tint);padding:4px 10px;border-radius:99px;}
.ibv__points{list-style:none;margin:0 0 12px;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:8px;}
.ibv__points li{font-size:13.5px;color:var(--ink-text);display:flex;align-items:center;gap:8px;}
.ibv__points i{color:var(--gold-3);}
.ibv__note{font-size:12.5px;color:var(--grey);margin:0;}

/* ===== Nav ===== */
.nav{display:flex;align-items:center;gap:14px;margin-top:34px;}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:inherit;font-weight:700;
  font-size:16px;border-radius:99px;border:0;padding:15px 34px;white-space:nowrap;transition:transform .2s var(--ease),box-shadow .2s var(--ease);}
.btn-primary{background:var(--gold-grad);color:#1a1200;box-shadow:0 8px 22px rgba(251,133,0,.3);}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 14px 32px rgba(251,133,0,.42);}
.btn-primary:disabled{background:#e7e4dd;color:#a8a49a;box-shadow:none;cursor:not-allowed;transform:none;}
.btn-back{background:transparent;color:var(--grey);font-weight:600;padding:15px 18px;}
.btn-back:hover{color:var(--ink-text);}
.nav__spacer{flex:1 1 auto;}
.hint{font-size:13px;color:#6E6E73;}

/* ===== Done screen ===== */
.done{text-align:center;max-width:520px;margin:0 auto;}
.done__ic{width:84px;height:84px;border-radius:50%;display:grid;place-items:center;margin:0 auto 24px;
  background:var(--gold-grad);color:#1a1200;font-size:36px;box-shadow:0 16px 40px rgba(251,133,0,.4);}

/* ===== Mobile ===== */
@media (max-width:880px){
  .app{grid-template-columns:1fr;}
  .rail{display:none;}
  .topbar{display:flex;align-items:center;gap:12px;padding:12px 18px;background:linear-gradient(180deg,var(--ink),var(--ink-0));color:#fff;}
  .topbar img{height:36px;}
  .topbar .tb-phase{display:none;} /* phase conveyed by progress bar + eyebrows on mobile */
  .topbar .langtoggle{margin-left:auto;}
  .stage__scroll{padding:24px 18px 132px;}
  /* keep half-width pairs side-by-side; full fields span both columns */
  .fields,.more-fields{grid-template-columns:1fr 1fr;}
  .field{grid-column:1/-1;}
  .field.half{grid-column:span 1;}
  /* cashback tiers stay 2-up so all 6 are reachable in one glance */
  .choices--grid{grid-template-columns:repeat(2,1fr);gap:12px;}
  .choices .choice{padding:15px 16px;}
  .choices--grid .choice{padding:16px 14px;}
  .choices .choice__check{display:none;} /* selection shown by .sel border; ring was just noise on mobile */
  .ibv__points{grid-template-columns:1fr;}
  .q-title{font-size:25px;}
  /* bigger touch targets */
  .field input,.field select,.seg,.btn{min-height:50px;}
  .nav .btn-primary{padding:15px 22px;}
  /* opaque white sticky bottom nav with a crisp edge so it never ghosts over fields */
  .nav{position:sticky;bottom:0;background:#fff;margin:18px -18px 0;padding:13px 18px;
    border-top:1px solid var(--line);box-shadow:0 -4px 14px rgba(16,16,18,.06);z-index:20;}
  .stage__scroll{scroll-padding-bottom:100px;}
  /* persistent security reassurance under the progress bar */
  .stage__secure{display:flex;align-items:center;justify-content:center;gap:7px;
    font-size:11.5px;color:var(--grey);background:#fff;border-bottom:1px solid var(--line);padding:8px 16px;}
  .stage__secure i{color:var(--gold-3);}
}
@media (prefers-reduced-motion:reduce){
  .screen{animation:none;}
  .btn,.choice,.seg{transition:none;}
}

/* ===== Added in polish pass: groups, hints, validation, trust, feedback ===== */
@media (min-width:881px){ .stage__secure{display:none;} } /* desktop: hide; mobile shows it (see mobile block) */

/* income field group subheads */
.field-group{grid-column:1/-1;font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;
  color:var(--gold-3);margin:10px 0 -2px;display:flex;align-items:center;gap:10px;}
.field-group:first-child{margin-top:0;}
.field-group::before{content:"";width:18px;height:2px;background:var(--gold);border-radius:2px;flex:0 0 auto;}

/* per-field helper / reassurance line */
.field-help{font-size:12.5px;line-height:1.45;color:#6E6E73;margin:1px 0 0;}

/* inline validation feedback */
.field.invalid input,.field.invalid select,.field.invalid .money-wrap input{
  border-color:#D64545;box-shadow:0 0 0 3px rgba(214,69,69,.16);}
.field__err{font-size:12.5px;font-weight:600;color:#C0392B;margin:3px 0 0;}
.consent label.consent-missing{outline:2px solid rgba(214,69,69,.55);outline-offset:5px;border-radius:8px;}
.submit-err{display:flex;align-items:center;gap:8px;color:#C0392B;font-size:13.5px;font-weight:600;margin:14px 0 0;}
.submit-err i{flex:0 0 auto;}

/* consent screen extras */
.trust-lead{display:flex;align-items:flex-start;gap:10px;font-size:13px;line-height:1.5;color:var(--ink-text);
  background:var(--gold-tint-2);border:1px solid rgba(255,183,3,.35);border-radius:12px;padding:12px 14px;margin:0 0 18px;}
.trust-lead i{color:var(--gold-3);margin-top:2px;flex:0 0 auto;}
.consent-intro{font-size:14.5px;font-weight:700;color:var(--ink-text);margin:0 0 12px;}
/* visible idle checkbox (custom box so unchecked state reads clearly on all browsers) */
.consent input{appearance:none;-webkit-appearance:none;border:2px solid var(--grey-300);border-radius:6px;background:#fff;position:relative;}
.consent input:checked{background:var(--orange-deep);border-color:var(--orange-deep);}
.consent input:checked::after{content:"";position:absolute;left:7px;top:3px;width:6px;height:11px;border:solid #fff;border-width:0 2.5px 2.5px 0;transform:rotate(45deg);}
.consent-control{display:flex;align-items:flex-start;gap:9px;font-size:13px;line-height:1.5;color:var(--grey);
  background:var(--gold-tint-2);border:1px solid rgba(255,183,3,.3);border-radius:12px;padding:11px 13px;margin:14px 0 0;}
.consent-control i{color:var(--gold-3);margin-top:2px;flex:0 0 auto;}
.ibv__sec{font-size:12.5px;line-height:1.5;color:var(--ink-text);margin:0 0 8px;display:flex;align-items:flex-start;gap:8px;}
.ibv__sec i{color:var(--gold-3);margin-top:2px;flex:0 0 auto;}

/* containment for the revealed 2nd-reference block */
.more-fields{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;}

/* tap/press + keyboard-focus feedback (touch devices don't fire :hover) */
.choice,.seg,.btn,.lang-opt,.more-toggle{-webkit-tap-highlight-color:transparent;}
.choice:active{transform:scale(.985);}
.seg:active{transform:scale(.97);}
.btn-primary:active{transform:translateY(0) scale(.985);box-shadow:0 6px 16px rgba(251,133,0,.3);}
.choice:focus-visible,.seg:focus-visible,.btn:focus-visible,.lang-opt:focus-visible,
.field input:focus-visible,.field select:focus-visible{outline:3px solid var(--gold-3);outline-offset:2px;}